Non-owner SR-22 Insurance

What is Non-Owner SR-22 Insurance and Why Would I Need It in Illinois?

Non-Owners SR-22 coverage is essentially insurance for your driver’s license and allows you to get your license reinstated by the State. If you've recently been pulled over by the police and then realized that the vehicle you're driving did not have insurance, the officer will probably have issued you a ticket for driving without insurance. Although the vehicle wasn’t yours, you will likely have to appear in court, in which case a judge will probably tell you that you’ll be required to have a Non-Owner SR-22 insurance policy.

What Do Non-Owner SR-22 Policies Cover?

The Non-Owners SR-22 policy will cover you from being issued a ticket for driving without insurance in case you get into the same situation as before: driving someone else’s uninsured vehicle. Should you be in an accident, this insurance will not cover the claim, but it will act instead as insurance for your license so it is not revoked.

How Does the State Know That I’m Covered

The most important question that customers ask when they are in need of Non-Owners SR-22 coverage is when the State will be notified when they have said coverage. Illinois Vehicle’s policies are written through American Access, who electronically file SR-22s with the State Department of Insurance automatically. That means that if you purchase your policy today, the State will have it on file tomorrow and you can get your license reinstated at the DMV. When you do get your license reinstated, we may be able to drop your monthly payment, so be sure to call us as soon as you receive confirmation.

How Can I Purchase a Non-Owners SR-22?

Contact Illinois Vehicle Auto Insurance if you are in need of a Non-Owners SR-22 Policy. You’ll be able to get a quote online and purchase the policy for your instant proof-of-insurance within minutes. To apply for a quote, simply click the “Get a Quote” button at the top of the page (or click here) and enter your zip code. Once you’ve submitted the form, complete the required information page and be sure to choose the ‘I do not have a vehicle’ option when prompted. When entering your Driver information, be sure to answer yes to ‘Does this driver need an SR-22?’ when prompted. If you own a vehicle and are looking for an SR-22 please call our experts at 888-449-0170.