English
Español
Get a Quote
Find a Location
Call an Agent
Get a Quote
Find a Location
Call an AgentInsurance Basics
At Illinois Vehicle Auto Insurance, we know that car insurance is complicated. We want to help you understand what insurance is and why you need it. If you still have questions after reading this, please contact us — we’re here to help!
At Illinois Vehicle Auto Insurance, we know that car insurance is complicated. We want to help you understand what insurance is and why you need it. If you still have questions after reading this, please contact us — we’re here to help!
What is Auto Insurance?
Auto insurance protects you from financial loss if you are involved in an accident. When you purchase a policy from an insurance company, you agree to pay the premium, or cost of the coverage. In turn, the insurance company agrees to pay your losses as agreed to in your policy.
We want you to understand why you need auto insurance. Once you understand why you need it, you may have questions about what kind of auto insurance you should purchase. Learn what Minimum Liability coverage is and decide if this is all the coverage you need.
How Do I Purchase Auto Insurance?
Purchasing auto insurance from Illinois Vehicle is simple. Our agents are friendly and ready to answer your questions. You choose how to buy — in person, online or by phone. You decide what coverage you need or want beyond what is legally required by the State of Illinois. We offer easy payment plans and online payment for your convenience.
We offer many coverages in addition to Minimum Liability. These include Bodily Injury Liability, Property Damage Liability, Collision/Comprehensive, Medical Payments, Uninsured and Underinsured Motorist, Roadside Assistance and Rental Reimbursement. Read about these auto insurance coverages before deciding if you should purchase them.
