Bodily Injury Coverage Explained

Bodily injury liability provides coverage, up to your policy limit, for medical payments, hospital stays and other bodily injury-related medical expenses associated with the accident. The occupants in your vehicle and the occupants in the other vehicle are covered, but you are not. Bodily injury coverage also provides a defense for you if someone whom you have harmed sues you.

The limits are set at a maximum per person and maximum per incident. When you work with one of our agents, you will see 25/50 as the limits. This means that an individual is covered up to $25,000, and that the maximum is $50,000 for a single incident.