What is Liability (State Minimum) Coverage?

Liability, or State Minimum coverage, includes Bodily Injury, Property Damage and Uninsured Motorist coverages. The lowest level of coverage that we offer is the State Minimum. This keeps you legally able to drive. In Illinois, you are not required to purchase Uninsured/Underinsured Motorist coverage. However, it is considered so important that when you purchase auto insurance, you have to specifically reject this coverage IN WRITING to not purchase it.